Chain Reaction
by araeo
http://www.thewriterscoffeeshop.com/library/viewstory.php?sid=9788

 (BANNER BY famouslyso) 
A chance encounter with a stranger on the ferry is the spark that sets off
 a chain of events. By the time Bella realizes what’s happening, is it too late 
to change her mind? What happens when fate grabs you and won’t let go? AU.
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